At Pension Deductions, we specialize in helping self-employed individuals and small business owners create customized, tax-efficient pension plans designed to maximize savings and support long-term financial security.
Are you a business owner?
Are you self-employed?
Why Choose Pension Deductions?
Over a decade of experience in pension planning and tax-saving strategies
Customized Solutions
We tailor pension plans to fit your unique financial and business needs
Reduce taxable income while maximizing contributions
IRS-compliant plans with hassle-free administration
One dedicated consultant. One point of contact. From start to finish
We Work With
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Financial Advisors & CPAsFinancial Advisors & CPAs
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Self-Employed Professionals
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Business Owners & EntrepreneursBusiness Owners & Entrepreneurs
Our Pension & Retirement Plan Services
401(k) Retirement Plans
Defined Benefit Pension Plans
Cash Balance Plans
Profit-Sharing Plans
Not sure which pension plan is right for you?
Talk to our experts today!
Get Prepared for Retirement in Just 3 Easy Steps
Use our Free Calculator
Talk to Our Pension Consultant
Set up a Retirement Plan in Minutes
This is the only online calculator that can perform complex calculations with the click of a button.
Get Prepared for Retirement in Just 3 Easy Steps
Use our Free Calculator
Talk to Our Pension Consultant
Set up a Retirement Plan in Minutes
This is the only online calculator that can perform complex calculations with the click of a button.
How Our Process Works
Free Consultation
Discuss your goals, tax-saving opportunities, and ideal retirement strategy with our experts.
Personalized Plan Design We create a custom pension solution tailored to your financial and business needs.
Plan Setup & Compliance We handle all IRS filings, paperwork, and plan implementation to ensure full compliance.
Ongoing Management & Optimization We provide continuous support to help you optimize contributions, maximize tax savings, and amend plans as needed.
What Our Clients Say
“As a real estate broker, business income can be significantly high in a particular year, and much lower in another. A Defined benefit plan allows me to contribute a large amount in good years and lower the contributions in other years.”
“After working for almost 15 years as a software architect, I quit my full time job and started taking up consulting assignments with the very same clients I serviced earlier as an employee. I am now able to contribute more than 50% of my income to a retirement plan and thereby save significantly in taxes”
“We sponsored a profit sharing plan that required me to contribute to the employees as well. We then made a switch to a floor offset defined benefit plan which allowed me to triple my own contributions, while increasing the employee contributions by only 2%.”
“As a physician, our practice experiences steady income and profits and a defined benefit plan allows us to maximize our tax savings by contributing a fixed amount each year.”
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Frequently Asked Questions (FAQ)
Q1: What is the best pension plan for self-employed professionals?
Q2: How much can I contribute to a pension plan?
Q3: Are pension plans tax-deductible?
Q4: Can I combine multiple retirement plans?
Q5: How do I get started?
Secure Your Retirement with Pension Deductions Today!
Don’t leave your retirement savings to chance. Our experts at Pension Deductions will design a customized pension plan that minimizes taxes, maximizes savings, and secures your financial future.
Call us at +1 (646) 409-1660
Schedule a Free Consultation Now!
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