Maximize Your Retirement Savings with Tax-Efficient Pension Plans

“As a real estate broker, business income can be significantly high in a particular year, and much lower in another. A Defined benefit plan allows me to contribute a large amount in good years and lower the contributions in other years.”

“After working for almost 15 years as a software architect, I quit my full time job and started taking up consulting assignments with the very same clients I serviced earlier as an employee. I am now able to contribute more than 50% of my income to a retirement plan and thereby save significantly in taxes”

“We sponsored a profit sharing plan that required me to contribute to the employees as well. We then made a switch to a floor offset defined benefit plan which allowed me to triple my own contributions, while increasing the employee contributions by only 2%.”

“As a physician, our practice experiences steady income and profits and a defined benefit plan allows us to maximize our tax savings by contributing a fixed amount each year.”